Thrive Together Fund

Type: Mixed Grant & Loan
Value: £25k - £150k (25% grant)
Location: England
Currently open? : Yes

What is the Thrive Together Fund?

The Thrive Together Fund (TTF) provides a funding package of loan (75%) and grant (25%) to eligible charities and social enterprises in England.  

The Fund is delivered by a partnership made up of Social Investment Business, Co-operative and Community Finance, Fredericks Foundation, Groundwork, Homeless Link and The Architectural Heritage Fund.



Who is it for?

Small and medium sized charities and social enterprises based in and delivering impact in England, who are looking to grow or diversify their business models. 

Am I eligible?

  • Incorporated voluntary, community or social enterprise organisations*
  • Based in England and delivering social/ environmental impact in England
  • A minimum of two years’ operating activity  
  • A minimum turnover of £100k in the last financial year
  • A viable borrowing proposal. 

* Must be registered as a Charity, Community Interest Company or Community Benefit Society. If registered as any other legal entity, it must have a social object, asset lock and restriction on profit distribution (must distribute less than 50% of post-tax profits) written into its governing documents.

What could I receive?

Product Blend of loan (75%) and grant (25%) 
Amount £25k – £150k (inclusive of 25% grant)
Repayment Term

 1 – 6 years (inclusive of any capital repayment holiday) 

 Interest Rate 7.5% fixed per annum

Arrangement Fee  2% on loan value (added to loan balance) 
  • Capital repayment holiday of up to 12 months at the start of the loan (optional)
  • No early pre-payment fees
Security Unsecured
Purpose Any, including refinancing of existing debt

How do I apply?

Complete the form on the right with your details and we will send you full information on the Thrive Fund and how to start the application process.