Business loans without the banks

We help you get alternative funding

Commercial Loans

Our funding partners offer loans that include unsecured loans, secured loans, property loans and asset finance loans for a wide range of requirements including:


Working Capital, 

Expansion Capital, 

Asset Finance, 

One off business expenses.



Minimum Criteria:

  • Typically an annual turnover of at least £50,000
  • Businesses can be limited companies and non-limited companies, LLPs, sole traders or partnership.
  • 2+ years’ of filed or formally prepared accounts


6 Month Short Term Financing: Up to 1M available. 



What is the lending criteria?


The lending criteria vary depending on which product you'd like to apply for.


For most of our funding partners that offer flexible business loans there are 2 explicit requirements on the length of trading history and the business’ revenues:


  • An applicant business needs to have at least 6 months’ trading history.
  • They lend up to 1 month’s revenue, which must be at least £1,000.

To get started contact us now. 


Access to Peer to Peer Lending (P2P) 



What is Peer to Peer Lending? 

Peer-to-peer lending (also known as P2P lending or marketplace lending) is the practice of lending money without going through a traditional financial intermediary such as a bank or other traditional financial institution.

Fundsurfer works with the leading peer-to-peer platforms in the UK to provide an alternative source of funding to our users. We understand what is required for an application and can substantially increase your chance of success in raising P2P finance. As a broker, we are paid by the lender, not by you.

We work with the leading P2P lending platforms and traditional commercial finance providers offering access to funding within 48 hours. 

Contact us to find out more and apply today!      

The information provided does not constitute financial advice and is provided for illustrative purposes only. Interest rates and costs illustrated are informed by our knowledge of current financial markets. These may differ depending on individual business circumstances. Fundsurfer Ltd accepts no liability for the accuracy of the information now or in the future. The forms of funding illustrated may not be suitable for all business owners; therefore, you should always seek advice from a professional financial adviser Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing commercial debts with a personal guarantee or your home. Certain types of commercial finance are not regulated by the Financial Conduct Authority.